VAIHI (Artificial Intelligent Health Insurance System) Won “The Best Insur-Tech Innovation Award”
Recently, with the industry-focused insurance technology product, the artificial intelligence health insurance system（VAIHI ），VHS won the “Best Insurance Technology Innovation Award”.
“VAIHI ” is a artificial intelligence health insurance system consisting of seven modules: intelligent underwriting, intelligent claims, intelligent process control, and intelligent medical health data compilation. According to the data, from January to May 2018, health insurance sales increased by 9.32% year-on-year, but claims increased by 37.6% year-on-year. The demand for risk control and control fees became more and more urgent.Cooperative health insurance companies provide effective solutions for risk control and control requirements. In addition to the intelligent underwriting and intelligent claims modules that have been widely used in recent years, two of them have been highly recognized by the industry.
First, big data mining and risk control
“VAIHI ” is the first system in China to help the health insurance industry successfully implement big data mining and risk control. Following the successful implementation of“the first large-scale population intervention program in health risk managements” (CIPM) in 2007, the “VAIHI ” system developed based on the successful experience and data of the project has also helped China's major insurance companies in recent years. Successfully implemented data mining and risk diagnosis and control for large-scale health insurance populations. Based on claims data, the amount of claims for identifying and tracking issues involved accounted for an average of 10.7% of the total amount of compensation, and the actual effective impairment accounted for 8.9% of the total premium, and provided risk control solution. At present, the “VAIHI ” system service has covered 2 million insured people.
Second, intelligent triage, pre-diagnosis
“VAIHI ” intelligent pre-diagnosis module “Mighty Doctor” is the most in-depth, most complete and successful application in the field of medical and health insurance artificial intelligence technology. It is also the most widely used insurance health in the current health insurance industry. It was first developed in 2013 based on Mayo Clinic, VHS and International Association of Disease Management ( IDMA), International Health Risk Management Association (IHRMA), accumulated more than 100 years of medical health big data precipitation and artificial intelligence rule kernel, through artificial intelligence to solve more than 2000 common diseases. In the past three years, more than ten insurance companies and official micro-apps including Alipay Medical and other multi-platforms have been entrusted, and the cumulative use of users has exceeded 30 million.
VHS has begun to directly connect to hospital data, and has already achieved pilot and landing of hundreds of hospitals in five provinces and cities.
VHS is willing to use the zero threshold to open the “VAIHI ” to the entire insurance industry. Equivalent to the "plug and play" of the electronic age, “VAIHI” is a cross-platform SaaS system, very easy to deploy and adapt to a variety of system architecture, has no impact on the original insurance business core system. Once cooperating, immediately have access to national health care big data, to Internet artificial intelligence underwriting and claims, to health insurance insured groups or individuals, health risk control throughout the product cycle or throughout life cycle, access to health insurance business innovation and health Strong protection of business.
