The Future Of Risk Control Technology Empowers Health Insurance—VHS CEO Zhang Zhiyun Attended And Gave A Speech At 2019CHIF

       On January 10, 2019, Ms. Zhang Zhiyun, CEO of VHS, was invited to attend the “4th China Health Insurance Development Forum” as the keynote speaker and roundtable discussion host, sharing and discussing technology-enabled health insurance in the “Science and Technology Innovation” forum. The practical experience of the value chain.

       This forum is based on the core theme of “Continuing to build a new health insurance industry; working together to meet a new chapter in health insurance”, reviewing the ups and downs of China's health insurance industry in 2018, and exploring the road to health insurance development in 2019. The forum has more than 100 experts and scholars and corporate executives in the field of health insurance at home and abroad.

       As the world's leading insurance technology company with mature solutions, VHS shared the practical application of AI in health insurance risk control.

       China's health insurance has broad prospects, but its development has been subject to various constraints such as lack of control, medical treatment, unwarranted insurance, high premiums, and difficulty in adapting to the Internet. Therefore, for health insurance that emphasizes process management, it is necessary to strengthen its risk control capabilities. And implement effective control fees. Currently, at all ends of the insurance chain, AI is playing an increasing role, such as:

    · In the early stage of product research and user positioning, combined with the massive data of medical diseases, the product classification and development are more accurately carried out, and intelligently delivered to customers;

    · In the process of underwriting, we need to carry out intelligent financial and medical underwriting, strengthen risk identification, and differentiate customer pricing;

    · In the post-insurance health risk control, through intelligent pre-diagnosis and triage, relying on big data online consultation and medical services, 7/24 can effectively control the health risks of the population;

    · In the process of claim settlement, check the unreasonable claims data, explore unreasonable expenses and process risks, reduce the loss of wrong compensation, and improve process management.

       Ms. Zhang Zhiyun shared the practical working principles and docking conditions in the various health insurance chains on the practical experience of 12 wind control energizing modules in the VAIHI artificial intelligence health insurance cloud system, attracting the audience and listeners. Strongly concerned. VAIHI has been on the line for 2 years and has successfully implemented various types of insurance technology services for a number of health insurance companies, such as data mining and risk control for large health insurance populations covering 2 million insured persons; through the use of numerous artificial intelligence knowledge maps To break the foreign monopoly technical barriers in health insurance operations; the industry's first to help health insurance companies improve operational efficiency and risk control capabilities, and solve the health insurance costs and risk control problems of mobile Internet scenarios. The system is hailed as “marking the first time in the history of the insurance industry to have an AI-based health insurance system”.

       After the keynote speech, Ms. Zhang Zhiyun was also invited to host the high-level dialogue roundtable forum, together with many experts from well-known insurance companies and insurance technology companies. Focusing on the theme of “How Insurance Enterprises Grasp the Historic Opportunities of Technology Empowerment”, they explored the issues they encountered in their operations and the demand for medical big data, and jointly prospected the application scenarios of insurance technology in China. And the trend, a common message in 2019, once again pushed the meeting to a new climax.

       In the report of the 19th National Congress, the “people's livelihood” was repeatedly focused on. The regulatory authorities demanded “insurance surnames”, policy inclinations and dividends continued, and the development of the health insurance industry was positive. As the world's leading insurance technology risk control company, VHS will focus on the ultimate in insurance technology to help the industry flourish.

The picture shows the speech of Ms. Zhang Zhiyun, CEO of VHS, entitled "The Practical Application of AI in Health Insurance Risk Control"

The picture shows VHS CEO Ms. Zhang Zhiyun is hosting the high-level dialogue roundtable forum.